Sounds familiar

The downfalls includes too many loopholes and too many hidden risks (even with their risk equalization and CTZ board), especially when there's additional voluntary coverage that the Dutch citizens can attain on the side in addition to the statutory coverage. Some people might get the shorter end of the stick as a result of this system, if they don't pay attention to the details (and if you're working many jobs, of course you don't have the capability to pay attention to the details). The private insurers have a large say in the premiums and additional coverage they offer, as this lack of regulation might cause people people to get caught up in the complex intricacies of the health care market-based system. It is just awfully interesting to apply the Dutch system to what we are looking for in our own US System because we also want similar things in our health care reform.

I do have to praise the Dutch for attempting to constantly press the "edit" button on their health care system to see what works for them and what doesn't. Sometimes simply trying is better than not trying at all.